Is a stolen catalytic converter covered by insurance?

Stolen catalytic converters are covered by car insurance policies if you have comprehensive coverage on your car. Your deductible will apply if you have one on your comprehensive coverage. Most car insurance policies will cover an after-market part.

Catalytic Converters are located under a vehicle on the exhaust pipe before the muffler(s). Thieves take the stolen Catalytic Converters to metal recyclers. The recyclers pay an average of $50 per converter for the precious metals inside them. But certain converters they will pay up to $250.

Furthermore, how do I know if my catalytic convertor has been stolen? How to Tell If a Catalytic Converter Is Missing

  1. Look at the exhaust fumes coming out of the muffler. When a catalytic converter is not installed, you will see medium to dark smoke coming out of your muffler.
  2. Listen to the exhaust. The catalytic converter helps reduce the sound in a car, just like the muffler.
  3. Check the exhaust system under your car.

Furthermore, how can I protect my catalytic converter from being stolen?

Preventing Catalytic Converter Theft. Always park in well-lit areas when possible. If you have a personal garage, keep your car in the garage with the door closed when the vehicle is not in use. Park close to a building entrance or to the nearest access road when parking in a public lot.

Which cars are most likely to have catalytic converter stolen?

Hybrid car manufacturers such as Toyota and Honda are taking action to secure vehicles in response to police recording a sharp increase in catalytic converter theft.

Is catalytic converter worth replacing?

If your catalytic converter is simply clogged or dirty, you could just add a good catalytic converter cleaner to your gas to help clean up the clog. However, when your catalytic converter gets damaged, it is not worth repairing even if you’re told otherwise online. You’d have no option than to replace it.

How long does it take to steal a catalytic converter?

Thieves typically use a saw or wrench to remove it, depending on whether the catalytic converter is bolted or welded in, says Edmunds — and removal can take as little as one minute.

Why are catalytic converters being stolen?

Thieves are attracted to the platinum, palladium, and rhodium found in catalytic converters in low amounts. “They often target sport utility vehicles (SUVs) because their ground clearance is sufficient for the thief to gain access to the converter without having to deploy a jack.

Can you drive a car without a catalytic converter?

Most catalytic converter problems do not prevent your car from functioning, but if a catalytic converter is completely plugged you should not drive your car at all. If you live in an area with smog checks, you will not be able to legally drive your car without having the damaged converter replaced.

Why are Prius catalytic converters being stolen?

2/2 Thurs 5th a Toyota Prius on Davey Close had it catalytic converter taken. The surge in thefts is believed to be linked to the soaring value of two of the metals used in catalytic converters, rhodium and palladium, with gangs stripping the parts and selling them overseas.

Why is catalytic converter so expensive?

A new catalytic converter can cost $1,000 or more, making it among the most expensive individual parts on any car. They are costly because they use expensive metals such as palladium to promote the chemical reactions that cleanse the exhaust. In theory, catalysts can be used over and over, indefinitely.

How much does a new catalytic converter cost?

For most vehicles, the average cost of a catalytic converter repair is between $945 and $2475 including parts and labor. The catalytic converter cost itself can be up to $2250 of that.

How do I report a stolen catalytic converter?

Anyone with any information regarding catalytic converters thefts is asked to contact police on 101. Alternatively, contact Crimestoppers anonymously on 0800 555 111.

Can a catalytic converter be replaced with a straight pipe?

Before replacing your expensive catalytic converter, make sure it is the culprit by replacing it temporarily with a straight pipe, sometimes called a test pipe. If your car runs properly with the test pipe in place, your catalytic converter will need to be replaced soon.

How much is an old catalytic converter worth?

It’s also because of these crucial roles that a cat converter replacement can cost up to $3,000 or more. And while that already covers parts and labors, $3,000 is still a huge amount of money. If you learn how to change a catalytic converter yourself, you can buy a new converter for $100 to $2,500 (or more).

Which cars have the most expensive catalytic converters?

The next most expensive catalytic converter is a bit closer to home. The Dodge Ram 2500 comes in at $3,460.00. The Ford F250 (similar to the Dodge 2500 in terms of towing and strength) is a mere $2,804.

Which catalytic converters are worth the most money?

Amazingly, the top three most expensive precious metals found within a catalytic converter include rhodium, palladium, and platinum!

How much platinum is in a catalytic converter?

There are between 3-7 grams of platinum group metals in a standard catalytic converter, but the amount varies based on manufacturer and model. Keep in mind that the minimum lot size we accept for smelting and refining is 500 catalytic converters or 1000 pounds of loose catalyst.

54 thoughts on “Is a stolen catalytic converter covered by insurance?”

  1. Hi there! I know this is somewhat off topic but I was wondering if you knewwhere I could get a captcha plugin for my comment form? I’m using the same blog platform as yours and I’mhaving difficulty finding one? Thanks a lot!

Leave a Comment